Commercial Mortgage
NSW Trustee and Guardian provides opportunities for borrowers who are seeking Commercial and Investment Property Loans.
All loans are on a Fixed Interest Rate only basis. Because our loans are wholly or predominantly for business and/or investment purposes, the Consumer Credit Code does not apply.
Under legislation and NSW Trustee and Guardian (formerly Public Trustee NSW) policy, our mortgages are offered on the following criteria:
- We can lend up to 66.6% of the lesser of the market valuation or purchase price of any commercial/investment property within NSW;
- Our preferred borrowing range is $500,000 to $5,000,000;
- Preferred terms of 3 and 5 year fixed interest only loans. Interest is paid quarterly in arrears through a direct debit arranged with your financial institution;
- We do not provide mortgages for cash flow lending or construction and development.
We offer an alternative to traditional lending institutions for company, trust and loans to individuals.
Should you wish to apply for one of the commercial loans listed below, simply click on the appropriate Page Links and download and complete the appropriate Loan Application Form.
Upon completion of the Application forward your application and supporting documentation to the NSW Trustee and Guardian at:
Mortgages
NSW Trustee and Guardian
GPO Box 7
Sydney NSW 2001
Should you wish to discuss any aspect of the application process please contact the NSW Trustee and Guardian Mortgage Portfolio Manager by phoning (02) 9240 0772 or mortgage.portfolio@pt.nsw.gov.au.